Adventure Travel Insurance

Adventure Travel Insurance

Why do I need adventure travel insurance cover?

The essence of travel lies in the excitement of new experiences, and if you’re someone who seeks thrills and pushes boundaries, traveling can open up a whole new realm of accomplishments.

From fulfilling your bucket-list dream of trekking to Mount Everest Base Camp, to scuba diving the Great Barrier Reef, motorcycle touring in Vietnam, or embarking on a ski holiday in New Zealand, engaging in wild adventures creates memories that last a lifetime. However, with great adventures comes a greater risk of unexpected circumstances.

This is where adventure travel insurance coverage, or specifically tailored extreme sports travel insurance, becomes crucial and should be a vital consideration in your travel plans.

When comparing travel insurance plans, it’s important to pay attention to which adventure activities are automatically covered and which activities require additional coverage. This ensures that you have the necessary protection and peace of mind throughout your adventures.

What adventure activities does Cover-More travel insurance automatically include?

Good news for the sporty and adventure types: all our Cover-More travel insurance plans automatically include cover for over 80 adventure activities.

To find out what popular activities we automatically include in all our domestic and international plans, please read the full list below or in our PDS.

Sporting and adventure activities automatically included on all Cover-More plans:

AbseilingJet Boating/Power Boating (as a passenger only)
Activity Centre HolidaysJet Skiing
Amateur Sports (e.g. Baseball, Basketball, Football, Rugby)Kabaddi
Archaeological DiggingKite Landboarding
ArcheryMartial Arts (no contact)
Assault CourseMuay Thai (Thai Boxing, training only)
BadmintonMountain Biking (not BMX or racing)
Bamboo Boat RaftingMountain Boarding
Banana BoatingOff Road or 4WD Driving (organised tour)
Battle Re-enactmentOrienteering Outward- Bound Pursuits
Beach GamesPaint Balling/War Games
Boogie/Body BoardingParagliding/ Parascending/Parasailing (over water only)
Boxing (training only)Quad Biking (organised day tour)
Breathing Observation Bubble (BOB) (maximum depth 30 metres)Racing (on foot) – up to Marathon Distance (not extreme/ultra-marathons)
Bridge Walking (supervised by a fully trained guide)Rambling
Bungee JumpingRifle Range (at a commercial range)
Camel or Elephant Riding or TrekkingRiver Tubing
Canoeing/Kayaking/Rafting (including white water grades 1-3 and sea inside territorial waters)Roller Blading/Skating
Canyon/Gorge SwingingRounders
Canyoning (organised tours only)Safari (organised tours)
Cave Tubing (organised tours only)Sail Boarding
Clay Pigeon Shooting (at a commercial range)Sailing Within Territorial Waters
Cycling/Cycle Touring (leisure)Sand Boarding
Dinghy Sailing Inside Territorial WatersScuba Diving – (up to 30 metres) if diving with a diving school or qualified instructor
Dragon Boating (organised event or tour)Skate Boarding
Fell Walking, Hiking/Trekking (under 2,000 metres)Sleigh Riding (reindeer, horses, or dogs)
Fishing (including Deep Sea Fishing)Stand Up Paddle Boarding
Glacier Crossing/Hiking (organised tours, using ropes and guides)Summer Tobogganing
Gorge WalkingSwimming with Dolphins
GymnasticsTall-Ship/Yachting Crewing (commercial crewing ship with a maximum of 14 days)
Helicopter Tours (as a passenger)Target Rifle Shooting (at a commercial shooting range)
Hiking/Rambling/Trekking/Walking (under 3,000 metres)Tree Canopy Walking
Horse Riding (not in competitions, no touring or playing polo, no hunting or jumping)Weightlifting
Hot Air Ballooning – as a passenger (organised activity only)Windsurfing
Husky Dog SleddingWorking-Holiday Visa: Manual Work (ground level, no powered machinery) and Non-Manual Work
Ice Fishing (organised day tour or as a resort activity)Zip Trekking/Zip Lining
Ice SkatingZorbing – on land or water only
Indoor Climbing (commercial business) 

All activities listed must be undertaken recreationally and in a non-professional capacity. Limits, sub-limits, conditions and exclusions apply. See our PDS statement for full details.


Travel Insurance Quotes (ABN 21 542 258 313) act an agent of Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145, AFSL 241713) on behalf of the product issuer, Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Please consider your financial situation, needs and objectives and read the Combined FSG/PDS before deciding to buy this insurance.

We do not provide advice on this insurance based on any consideration of your objectives, financial position or needs. Policy terms, conditions, limits, exclusions and underwriting criteria apply. Before making a decision please consider the PDS. The Target Market Determination can be found here.

If you purchase this insurance, we will receive a commission that is a percentage of the premium. Please ask us for more details.