Business Travel Insurance
Traveling for business and pleasure has become a popular choice for many individuals. Whether you’re a freelance writer, photographer, or a small business owner, it’s common to bring along essential equipment like laptops, cameras, and mobile phones purchased under your business or company name. However, most leisure travel insurance policies typically exclude coverage for business equipment.
Introducing the Business extension, an optional add-on that caters to the needs of sole traders, small to medium business operators, and even those without an ABN. This extension is designed for travelers who take their business assets on trips for work, pleasure, or a mix of both.
With the standard policy, they cover personal property owned by the traveler. But with the Business travel insurance extension, you gain an excellent additional benefit – coverage for loss, theft, or damage to property owned by your business.
Additionally, they provide reimbursement for emergency equipment hire, ensuring you can continue working even if your equipment is lost, stolen, or damaged. They also cover the costs of recreating essential documents that may have been lost during your trip. And in case you’re traveling for business and are unable to proceed with or complete your journey, they offer assistance by covering the expenses of sending a replacement employee.
You’re covered for the accidental loss, theft of or damage to your business equipment. They’ll also reimburse you for emergency hire of business equipment which is essential to your intended business itinerary following loss, theft or damage to your own equipment.
Cover for the cost to re-create or replace your business documents that are essential to your business itinerary following loss, theft or damage.
You are covered up to the amount shown in the Schedule of Benefits for theft of business money whilst being carried on your person or in a locked safety deposit box, locked safe or similar locked and fixed receptacle.
If you’re travelling for business and due to injury, illness or death you can’t commence or complete the trip, they’ve got you covered for additional travel and accommodation expenses for a substitute to travel in your place.
Business Cover can be added if your trip includes work-related activities or if you’re travelling with business equipment.
Standard travel insurance is designed for personal belongings. Equipment owned by a business or employer, including your own business, is not automatically treated as personal property.
All benefits are subject to the full terms, conditions and exclusions set out in the Product Disclosure Statement (PDS) .
Travel Insurance Quotes (ABN 21 542 258 313) act an Agent of GO Insurance, which is a registered trading name of Go Unlimited Pty Ltd (ABN 74 149 217 925). Go Unlimited Pty Ltd is an Australian Financial Services Licence Holder (No. 404782) and an approved Lloyd’s coverholder.
We are an authorised distributor of GO insurance, in which Travel Insurance Quotes does not act on your behalf.
We do not provide advice on this insurance based on any consideration of your objectives, financial position or needs. Policy terms, conditions, limits, exclusions and underwriting criteria apply. Before making a decision please consider the PDS. The Target Market Determination can be found here.
Please note: if you decide to purchase this insurance, we will receive a commission calculated as a percentage of the premium. Please ask us for more details.
